Small Business Loans in Los Angeles
Sourcing the funding your small business needs to grow and succeed
Get a Loan For your Business in LA
Whether you’ve just launched your business or are looking to expand, you’ll need financing to fund your growth. If you don’t have the money on hand, a small business loan can keep you from disrupting your companies cash flow or dipping into your personal savings. Turning to a lender such as JSV Capital can provide small businesses in LA with loans that are tailor-made to their financial goals with flexible terms and payment schedules. There are so many ways to use a loan to grow your operations, and we’ll go over what those are and what it takes to qualify.
What Is a Small Business Loan?
A small business loan is an agreement between a business owner and lender where the latter provides immediate funding and the former repays the money. The borrower, or business owner, is to reimburse the lender in installments over an agreed-upon length of time. A small business loan can help you with large purchases or costs associated with running your company as a business owner. This allows you to focus your resources on sustaining and growing your business. A loan such as this is also outstanding for specific expenses such as hiring staff, purchasing a new vehicle or equipment and relocating. All of which can help improve day-to-day operations and boost growth.
Why Take Out a Small Business Loan?
While your business may require an updated computer system, another company may need to fill inventory or create new signage. At JSV Capital, we provide the financing, and you decide how to use it! Unlike traditional lenders, we offer customized solutions to small business owners. With the proper funding, you can get your business off the ground and set yourself up for long-term success.
At JSV Captial, we don’t put restrictions on how you use your small business loan. Whether it’s for payroll, marketing efforts, construction, new furniture, taxes—you can invest in your business’s future however you’d like.
Improve Your Credit Score
Paying off loans in a timely manner is essential. When you receive a small business loan from JSV Capital, an automatic deduction will be taken from your business banking account weekly, bi-weekly, or monthly. This ensures you never miss or make a late payment, which can actually boost your credit score.
No matter what goal your business is working toward, you’ll need a loan to give it a boost if you don’t have the cash on hand. With extra financing, your business can pursue opportunities such as opening a new location, hiring staff, or offering more inventory.
Peace of Mind
When you’re the owner, you’re solely responsible for keeping your business afloat. That’s why it’s important to always have money available in case of an emergency or if an unforeseen change in circumstance arises.
Our Business Funding Advantage
What Do I Need to Qualify For a Small Business Loan?
To check if someone is eligible for a business loan from JSV Capital, these are the three most common requirements we look for when applying for small business loans in LA:
- Your business must have been in operation for at least 6 months
- You must have a 500 or higher personal credit score
- You must generate at least $180,000 in annual revenue
After submitting an application for a small business loan, JSV Captial asks that you also submit your past three months of business bank statements. Business owners should also have a valid form of identification and a business bank account number.
What Do I Need to Qualify for a Loan?
How to Apply
How Quickly Can I Receive Funds?
Thanks to our quick and easy application process, small business owners can have funds deposited into their bank accounts within 12 to 48 hours after approval. Small businesses can get small microloans for immediate cash flow or larger loans of up to $1,000,000. Our online application can be completed right from your smartphone or computer. Once you have submitted your application, our team will review it and in the event we have additional questions about your business, a dedicated JSV Capital Funding Specialist will reach out to discuss your options.
Do I Need Collateral?
Small business loans from JSV Capital do not require you to put up collateral to receive immediate funding for your business. You can get assistance from our experienced loan experts without any obligation to get started.
Inquire about our Business Loan programs.
We are one of the most trusted sources for merchant cash advances. Unlike most lending companies, JSV Capital provides access to quick and affordable small business funding options for all types of businesses.
Like you, JSV Capital is a small business, and we take pride in helping our neighbors secure the financing they need to grow and achieve success. Contact a reputable loan consultant at JSV Capital about how we can help you and your business get funding today.
Apply for Small Business Financing
No cost to apply. Applying will not impact your credit score.