Small Business Loans in New Jersey

Sourcing the funding your small business needs to grow and succeed


Get a Loan For your Business in NJ

Did you know that understanding how to obtain a business loan can help increase your chances of approval? Knowing the process can also eliminate some of that excess stress should an unforeseen crisis hit. In NJ, obtaining a small business loan doesn’t have to be a hassle. JSV Capital offers financing solutions for New Jersey owners and entrepreneurs looking to invest in their future. Whether that means your business needs help getting off the ground or you’re interested in expanding, let the specialists at JSV Capital find you the best loan options available. Below, we’ll discuss how you can qualify for a JSV small business loan and secure the funding your business needs today.

Small Business Loans

What Is a Small Business Loan?

A small business loan is a set amount of money that’s given from a lender to use for the financing of a small business. The borrower can apply for this type of loan if they want to obtain funds to start a new small business, purchase an existing small business, or finance their day-to-day operations. The borrower pays the lender back through fixed weekly or monthly payments over a specified amount of time.

Why Take Out A Small Business Loan?

Whether you need new signage or are experiencing a staff shortage, JSV Capital’s small business loans are customized to each individual company. Have big plans for your small business? Here are four reasons why owners like you take out a loan:

For Financial Freedom

Unlike traditional bank loans, JSV Capital won’t put restrictions on what you use your small business loan for. As an owner, it’s ultimately up to you to invest in your company’s future however you see fit.

To Improve Credit Score

The process of paying off a small business loan includes an automatic weekly, bi-weekly or monthly deduction from your banking account. This can actually boost your credit score since it ensures that you never miss a payment or are late.

To Grow and Expand

A small business loan can make it possible to fuel your small business in ways you wouldn’t be able to without working capital. This can include opening a new location, hiring staff, or carrying more inventory.

For Peace of Mind

Unforeseen circumstances can force business owners to act fast. That’s why having immediate access to cash in case of an emergency is always a good idea.

Our Business Funding Advantage

Quick and Easy application process
Terms ranging between 6 Months and 10 years
Rates between 5 – 35%
Approval within 12 to 48 hours
No Pre-Payment Penalties
Weekly and Monthly payment options
Funding up to $1,000,000

What Do I Need to Qualify For a Small Business Loan?

When completing a small business loan application, JSV Captial asks that you also submit your past three months of business bank statements. Business owners should also have a valid form of identification and bank account number on hand. In order to be eligible for a small business loan from JSV Capital, these are the three most common requirements we look:

  • Your business has been in operation for at least 6 months
  • Your credit score is 500 or higher
  • You bring in $180,000 in annual revenue

What Do I Need to Qualify for a Loan?

6 Months in business
500+ Credit Score
All industries welcome
$180,000+ in annual revenue

How to Apply

Send us your past 3 months of business bank statements
A dedicated JSV Capital Funding Specialist will reach out to discuss your options

How Quickly Can I Receive Funds?

After you submit your application, a JSV Capital specialist will review your materials and provide you with a response in as little as 12 to 48 hours. At that point, if approved, your funds will be immediately available in your account. The amount of which will vary by business. Some owners qualify for microloans for immediate cash flow or larger loans of up to $1,000,000.

Do I Need Collateral?

At JSV Capital, borrowers are not required to put up collateral or make a down payment to receive a small business loan. If you have any questions, you can reach out to one of our dedicated loan experts today with no obligation.

secured a business loan

Inquire about our Business Loan programs.

We are one of the most trusted sources for merchant cash advances. Unlike most lending companies, JSV Capital provides access to quick and affordable small business funding options for all types of businesses.

Like you, JSV Capital is a small business, and we take pride in helping our neighbors secure the financing they need to grow and achieve success. Contact a reputable loan consultant at JSV Capital about how we can help you and your business get funding today.

Apply for Small Business Financing

No cost to apply. Applying will not impact your credit score.

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