Small Business Loans
Sourcing the funding your small business needs to grow and succeed
Get a Loan For your Business
Small businesses have long been the backbone of America. However, the process of obtaining a loan can prove time-consuming for owners and often comes with strict requirements. When trying to grow your small business, or at the very least, gather funding to keep it afloat, there should be an easier financing solution.
At JSV Captial, we understand that no two businesses are the same. That’s why we’ll help you determine the right financing solution for your small business, no matter what industry you’re in. Unlike most lending companies, our small business loan process reduces the amount of time it takes to review your application. It also provides access to quick and affordable funding options. That way, you can keep your business running smoothly in the short or long term.
What Is a Small Business Loan?
Generally speaking, small business loan is when a business receives a specific amount of money from a lender to use for the financing of a business. The borrower is required to pay back the loan through fixed installments.
SBA loan assist business owners in making sure expenses are covered to keep your business running and can allow it to grow and expand down the line. It can provide much-needed working capital that small business owners can use for a variety of functions including hiring staff, purchasing new equipment, or supporting marketing efforts. A small business loan can be a smart investment if you want to expand your business while maintaining financial flexibility.
How Do JSV Capital’s Small Business Loans Work?
Unlike traditional lenders, JSV Captial provides customized financing solutions for your small business. Our process makes it easy to get the funding your small business needs to keep moving forward.
Automatic Fixed Payments
Your small business loan will be set up with recurring, automatic payments that are made based on a predetermined schedule. The automatic deduction will be taken from your business banking account weekly, bi-weekly, or monthly. Not only is this feature convenient it can also boost your credit score and help you to avoid missing a payment.
Term Options
Small businesses that receive money in one lump sum upfront are given fixed payments or terms so that they can pay the loan back in intervals. The term options reference the length of time the borrower has to repay the lender. At JSV Captial, our term options for small business loans range from 6 months to 10 years.
Attractive Interest Rates
Interest rates will vary according to your qualifications as a borrower, the type of loan you’re applying for, and the lender you’ve chosen. JSV Captial offers competitive rates that range from 5% to 35% with no prepayment penalty.
Fast Funds
Thanks to our quick and easy application process, small business owners can have funds deposited into their business bank accounts within hours after approval. At JSV Captial, small businesses can get small microloans for immediate cash flow or larger loans of up to $1,000,000.
Our Business Funding Advantage
Need An SBA Loan?
Have great credit? For over a decade, JSV Capital has made it possible for small businesses in New Jersey to obtain financing. Unlike other lending institutions, JSV’s small business loans are designed to strengthen your company by providing funding of up to $1,000,000 in as little as 12 to 48 hours. In addition, our financing options feature weekly or monthly fixed payments, flexible terms, low-interest rates and do not require you to put up collateral. After submitting an application and providing basic financials, our specialists will help you get a loan that best supports your small business goals. Now offering 3.99% if you qualify! Based in New Jersey, we provide small business loans to areas including Chicago, Miami, New York City, Los Angeles, and all across the United States.
What Do I Need to Qualify For a Small Business Loan?
After submitting an application for a small business loan, JSV Captial asks that you also submit your past three months of business bank statements. Business owners should also have a valid form of identification and a business bank account number. These are the most common requirements lending companies will ask for when applying for working capital.
In order to qualify for a small business loan from JSV Captial, there are certain requirements small business owners must meet:
- Have been in business for at least 6 months
- Have 500+ credit score
- Have $180,000+ in annual revenue
What Do I Need to Qualify for a Loan?
How to Apply
How Quickly Can I Receive Funds After Applying?
At JSV Captial, you’ll find that we make obtaining a small business loan simple and stress-free. Our no-cost, no-obligation application process can provide small business owners with funding in as quickly as 12 to 48 hours. You can even complete our online application right from your smartphone or computer. Once you have submitted the required information, our team will review your application and provide you with a response. In the event we have additional questions about your business, a dedicated JSV Captial Funding Specialist will reach out to discuss your options.
Do I Need Collateral for a Small Business Loan?
Small business loans from JSV Captial do not require you to put up collateral or make a down payment in order to receive funds for your business. You can get assistance from our experienced loan experts without any obligation to get started. Apply here for your small business loan today.
Inquire about our Business Loan programs.
We are one of the most trusted sources for merchant cash advances. Unlike many lenders, the folks at JSV Capital provide access to quick and affordable small business funding options for all types of businesses.
Like you, JSV Capital is a small business, and we take pride in helping our neighbors secure the financing they need to grow and achieve success. Contact a reputable loan consultant at JSV Capital about how we can help you and your business get funding today.
Apply for Small Business Financing
No cost to apply. Applying will not impact your credit score.